Passengers in cars have many more rights than you may think on the outset.
Who is responsible for your injuries?
If you are in a car accident, and are the passenger in the car that was struck by the fault of another driver, you may be able to receive compensation for your injuries from the driver that struck the car you were riding in, the driver of the car you were riding in, or your own insurance. Let's explore each of these a little more in depth.
The other driver is responsible for all the injuries that they caused you, your pain and suffering, your medical bills, missed work, and lost working capacity. However, the driver of the other car may not have been completely at fault for causing the car accident and your personal injuries. The driver of the car you were riding in may be 20% at fault for not having passenger airbags enabled which would have prevented or limited a major head or neck injury that you suffered. In this case, you would have a claim against both drivers' insurance companies and them personally if their insurances do not cover your damages.
The other driver is responsible for 100% of your personal injuries suffered in the car accident, however, they do not have any insurance nor do they have any assets to personally sure over. What do you do? Well, the driver of the car that you were passenger to may have insurance that covers the injuries that you suffered, or you have insurance that may cover your injuries, such as UIM car insurance. UIM car insurance stands in for the culprit who caused your injuries as if they were their insurance company and not yours. Just like how this sounds, they are not going to treat you nicely and in fact are going to act like they insure the third party culprit who caused the car accident. However, good thing for you, you can sue your insurance company, up to your policy limit and sometimes more if they act in bad faith, for all your damages suffered as a result of this car accident.
Feeling Like You Are Taking Advantage of Your Friend or Other Driver:
Everyone that is in a car accident, especially if they are the passenger in a car accident, doesn't want to take advantage of the other person. It can be hard to call an attorney and make a claim for damages against your friend, family member, or the other party that struck you and caused the car accident. However, if you do not make a claim, you are only saving the large insurance companies money. Why not explore your options first before carelessly assuming that you do not have a claim or that you do not want to take money that is not deserved to you. You are the victim as much as you try to say that you are not. Insurance rates are going up no matter if you make a claim or not.
Andrew Cherin has experience helping people that have suffered some of the following injuries:
If you have suffered one of these debilitating injuries, you need a trusted Seattle personal injury lawyer to represent you and make sure you are taking the proper steps to heal your injuries and receive compensation for your injuries.
Common reasons for accidents:
Contact Andrew Cherin, Attorney at Law a Seattle personal injury lawyer today at (206) 850-6716 for a free consultation today.
LEGAL DISCLAIMER: No Attorney-Client Relationship Created by Use of this Website or Associated Forms: There is no attorney-client relationship unless the attorney and the client sign a written fee agreement. This website contains information about the laws impacting injury and wrongful death laws in Washington State. Legal information is not the same as legal advice (which involves applying laws to particular individuals and organizations and their particular circumstances). Your receipt of information from this website, or your Case Submit or contact with Andrew Cherin, attorney at law, or one of his staff, DOES NOT create an attorney-client relationship between you and Andrew Cherin, attorney at law. This means Andrew Cherin, attorney at law is not acting as your attorney unless or until a written fee agreement is signed by the client and the attorney. Although I will review your information and evaluate your potential claim, this does not mean that I have or will agree to represent you. As a matter of policy, Andrew Cherin, attorney at law does not accept a new client without first investigating possible conflicts of interests and obtaining a signed contingent fee agreement. I do not represent you until and unless I agree to accept your case and you formally engage my services by signing a written fee agreement as required by the attorney ethics rules for Washington State.
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Andrew Cherin, Attorney at Law
111 West Harrison Street, #201
Seattle, WA 98119
Phone: (206) 850-6716
Fax: (206) 332-0957